Apple pay is Digital wallet which used for send money or receive money . This app specially made for IOS user. This app also used like other digital wallet. its easily to use . you just need to login enter you detail and crate you account. you can choose the payment option like you want pay from apple pay account or your bank account. if you are sending money someone by apple pay it is necessary that receiver have the apple pay app user other wise these transaction not possible. if you want to know how to pay with apple pay then come to my blog, if you want to know about other famous digital wallet like PayPal , google pay, Venmo, cash app etc. then come to my website http://walletsdesk.com.